logo grupo

Life Insurance

Protect yourself from life’s unforeseen events.

Whether you are young or a little less so, our life insurance products are for you, because they protect you from situations in life that can take you by surprise.


Incapacidad e invalidez

They protect you in the event of disability and cover your family if you are no longer around.

Educación hijos

Ensure for your children's education, is taken care of, protecting their future.

Deducción de impuestos

Some insurance premiums are eventax deductible.

Seres queridos y patrimonio

Your loved ones and your assets will be protected when you are no longer around.


Select your life insurance


Our Family Life Insurance , covers you and your loved ones.

Cajamar FAMILY LIFE cover

Death due to any cause.
Absolute permanent disability.
Double compensation if the insured person dies by accident.
Double compensation following accidental absolute permanent disability

With Elite Life Insurance, you'll get more cover for when times are tough

Cajamar ELITE LIFE cover

Death due to any cause.
Absolute permanent disability.
Double compensation if the insured person dies by accident.
Double compensation following accidentalabsolute permanent disability .
Receive a cash sum, €25,000, for a breast cancer diagnosis.
Receive a cash sum, €25,000, for a heart attack.
Medical Guidance Service for a 2nd medical opinion.
Will writing service.

Get a quote and take out your insurance today

Sign into Online Banking, fill in the required information and apply.


Calculadora
Promo Club Seguros

Save up to 30% * on your policies with our Insurance Club discounts

  • Pay monthly at no additional cost, 0% APR**
  • And up to 30% discount.

You can get up to 30%* discount the first year when you have 8 or more policies in place (at least one new one).
Take out insurance cover for your family (partner, spouse, children and parents) and spread the cost over affordable monthly instalments**.

Go to the Insurance Club

Frequently Asked Questions about Life Insurance.

It’s the best form of life-risk protection. Not only are we thinking about death, where your beneficiaries would receive financial compensation, but you should also think about you, since it offers optional guarantees such as Absolute and Permanent Disability, in the event of which you would receive the corresponding amount agreed in the policy.

Our day to day is busy, full of constant comings and goings to work, school, shopping, with so many possible unforeseen events for which we have to be prepared, not only for ourselves, but also for our loved ones.

Yes, and you should make sure you know what they are, for example:
1. Suicide (during the first year of the policy)
2. Professions classified as “high risk”.
3. Professional participation in sports competitions.
4. Accidents that occur whilst under the influence of alcohol, drugs, narcotics, etc.

Any one between the ages of 14 and 74 can be insured. The death cover will be maintained until the age of 75 and the disability guarantee (optional) until the age of 65.

It is an annual insurance policy renewable up to the maximum age stipulated in the policy.

Find out about all our insurance products

and discover true peace of mind

Go to Cajamar Insurance
Seguros


Manage all your insurance wherever you are from your App or Online Banking.

The Mis Seguros , facility allows you to access all the information about your insurance products through a user-friendly platform, from your phone or computer.



Servicios financieros 

MIS SEGUROS | Todos tus seguros en la palma de tu mano (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...
Servicios financieros 

MIS SEGUROS | ¿Cómo abrir un siniestro? (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...
Servicios financieros 

MIS SEGUROS | Solicitar asistencia en carretera (in Spanish)

Desde la Banca Electrónica y APP de Grupo Cajamar tienes acceso a MIS SEGUROS. Un lugar donde puedes acceder a toda la información de...

*Up to 30% discount on the net premium of each insurance policy, depending on the number of insurance products linked to the Club and with a maximum of 1,200 euros per club member/contract. To qualify for the discount, the net premium of each insurance policy must be greater than or equal to €150 per year (except retail insurance and greenhouse insurance with a minimum net premium of €350). The maximum discount of 30%* is available when you have 8 or more policies in place (at least one new one). The discount percentages will be as follows, No. of policies Minimum premium - % Discount: 2 policies – 3% discount, 3 policies – 5% discount, 4 policies – 8% discount, 5 policies – 11% discount, 6 or 7 policies – 15% discount, 8 or more policies – 30% discount. The Insurance Club may also include insurance policies with an annual net premium of less than €150/year. Although these will not count for the purposes of the discount, they would be included in the global amount to spread the cost interest free over affordable monthly payments. The discount on the current account linked to the Club will be applied at the time the policy (which qualifies for the discount) joins the Club. To qualify for the discount, the minimum contract will be 36 months. The following insurance policies qualify for the CLUB: Cajamar Home / Modular Home Insurance , Cajamar Life Insurance (Family / Elite), Cajamar Life Insurance Finance / Mortgage, Cajamar Annual Renewable Funeral Expenses Insurance, Cajamar Accident Insurance (Modular, Flexible, On-line), Cajamar Hunting and Fishing Insurance, Cajamar Modular Retail Insurance, Auto Insurance, Cajamar Income Protection Insurance, Cajamar Greenhouse Insurance. Taxation according to current legislation. Find out all about the "Insurance Club" and the terms of the contract at branches of Grupo Cooperativo Cajamar, and at: www.grupocooperativocajamar.es. 0% finance deal, subject to our terms and risk concession conditions.

(**)Example of a customer who unifies their insurance: Vehicle Insurance €560/year, Home Insurance €225/year and Home Insurance €270/year. NIR 0,00%. APR 0,00% for an amount of €1,055.00 over a 12 month period, monthly instalments €87.92, final instalment € 87.88 and with a total amount due of €1,055.00. Monthly instalments. Spot purchase price and total amount paid in instalments, both €1,055.00.

Life Insurance provided by Cajamar Vida, S.A. de Seguros y Reaseguros. CIF. A-04465555, and other insurance products that are part of the insurance club provided by Cajamar Seguros Generales, S.A. de Seguros y Reaseguros. CIF.A-04653556, Generali España, S.A., de Seguros y Reaseguros, CIF-A28007268. Brokered by Cajamar Mediación, Operador de Banca-Seguros Vinculado, S.L.U., CIF B-04428223, Plaza de Juan del Águila Molina, 5 04006 – Almería, entered in the Special Administrative Register of insurance brokers, reinsurance brokers and their senior executives, held by the Directorate General of Insurance and Pension Funds (DGSFP) with registration code OV0014. It has public liability insurance policy in place in accordance with art. 152, point 1,(g) of Royal Decree-Law 3/2020, of 4 February, regarding urgent measures. View the insurers with which the Linked Bancassurance Operator has an agency contract in place. Read the terms and conditions of the Insurance Club(in Spanish) (PDF 760,46 KB.).