One loan.
One monthly payment.
One financial institution.
Discover how to consolidate your credits and loans easily.
Take out an Agrupa Consolidated Loan(1) through Online Banking, the Grupo Cajamar App or at your regular branch .
Discover how Debt Consolidation works with this video.
Use our simulator and crunch the numbers. Set up your loan to suit your circumstances.
Drop us a line and we’ll help you find answers.
Finance provided by GCC Consumo (Cajamar Consumo)
(1) Cajamar Consumo will deal with cancelling all your existing loans free of charge. The customer might be required to mediate with third party lenders. Financing for loan and credit consolidation amounts: from €10,000 to €60,000 and y repayment terms: from 48 to 120 months. The NIR may vary depending on the amount and term requested, ranging from 11.95% to 12.95% and, consequently, the APR may also vary; it may also vary due to the inclusion of a percentage-based arrangement fee . The monthly repayment amount may not be less than €18. The first and last monthly payment may vary depending on the date the loan is approved.
Minimum APR 13,19% calculated on the basis of a loan amount of €30,000 over 120 months. Arrangement fee 2,00% and NIR 11,95%. Monthly repayment: €429,55 and final repayment €428,73. Total interest: €21.545,18, total cost of the loan: €22.145,18 and total repaid €52.145,18. French amortisation system. Maximum APR 14,99% calculada para un importe de €10.000 a 48 meses. Arrangement fee 2,00% and NIIR 12,95%. Monthly repayment: €268,03 y última cuota de €267,83. Total interest: €2.865,24, total cost of the loan: €3.065,24 and total repaid €13.065,24. French amortisation system.
(*) Terrace awning loan with an outstanding balance of €4,330.61 over 18 months. Car loan with an outstanding balance of €13,204.63 over 40 months. “Appliances” credit card, with an outstanding balance of €1,269.23 over 10 months. “Supermarket” credit card, with an outstanding balance of €1,384.51 over 9 months.
(**) Example calculated for an amount of €25,088.98, which includes: the outstanding balances of previous loans (€20,188.98) and the new amount to be financed (€4,900), with the following financial terms: APR 13.30% for a term of 96 months. Arrangement fee 2,00%. NIR 11,95%. Monthly repayment: €407,08, final repayment €406,82. Total interest: €13.990,44, total cost of the loan: €14.492,22, and total repaid €39.581,20. French amortisation system. Funding provided by GCC .
Consumo, Establecimiento Financiero de Crédito, S.A. C/ Paseo de los Melancólicos,14 A 28005 Madrid. Entered in the Madrid Trade Register: Volume 34.366, Folio 24, Section 8, Sheet M-618180, Tax Identification Number (CIF): A87435590. Register of Financial Institutions No. 8839. Member of ASNEF No. 526. This offer is subject to the terms and conditions governing the granting of credit by GCC Consumo, Establecimiento Financiero de Crédito, S.A.
