At this moment, upon reaching the age of majority, they will become the full legal holder of the account. The Minors Account will become a Youth Account with all available features.
When the account holder reaches the age of majority, the legal representative will be automatically removed from the account. However, through Online Banking (Accounts/My Accounts/Modification of account participants), the account holder can add or remove participants, allowing the addition or removal of account holders/authorized users.
If you want to close the account while the child is still a minor, you can do so through your regular branch like any other account.
Yes, as long as the account holder is a minor and the purpose of the account is to build up savings for the child and cover any expenses they have.
Yes, but they will have an associated cost. The account has an administration fee of €0.60 per direct debit.
Once you have opened the Junior Account, apply for the junior prepaid card from your regular branch.
As long as one or more purchases are made per year, the cost of the card will be €0, otherwise it will have a maintenance fee of €6 per year.
The legal representative can recharge it at any time via On Banking, the App or any ATM.
Once you have opened the Junior Account, you must register the child with Online Banking through your own Online Banking. Find out how to do this step by step with this infographic.