Risk indicator required by OM ECC/2316/2015
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For people aged 47 to 54.
This is the key question when it comes to planning your future.
. Our experts tailor your pension plan’s investment strategy to seek greater growth when opportunities arise, and greater protection as you approach retirement.
| First year contribution | Contribution up to my retirement (1) | Estimated accumulated capital at retirement (2) | Estimated return achieved | Total cumulative tax savings by the time of retirement | % Cumulative tax savings on total contributions |
|---|---|---|---|---|---|
| 1.500€ | 24.000€ | 39.101,48€ | 15.101,48€ | 8.091,74€ | 33,72% |
| 1.000€ | 20.086€ | 31.679,54€ | 11.593,22€ | 6.846,81€ | 34,09% |
| 500€ | 10.078€ | 15.877,36€ | 5.798,92€ | 3.450,98€ | 34,24% |
(1) Simulation taking into account an annual increase of 3% in the contributions made (up to the maximum annual contribution allowed, currently €1,500 per year).
(2) The examples shown are simulations based on an age of 51, taking into account the average return on the product at the time of your enquiry (January 2026), and retirement at the age of 67. Therefore, under no circumstances are they indicative of guaranteed returns
Work out how much you’ll receive based on your contribution, or how much you need to contribute to receive the amount you want.
Management firm: Cajamar Vida, S.A. de Seguros y Reaseguros, Dom. Soc. Calle Ciudad Financiera, 1, 04131 - Almería, España. NIF: A-04465555. Almeria Trade Register, T. 838, L. O. F.1, H. AL-20409.
Custodian: CECABANK, S.A. - Reg. Address: Calle Alcalá, nº 27, 28014 Madrid, Spain - NIF A-86436011 - D0193. Entered in the Madrid Trade Register, volume 30,405, Book 0, Folio 57, Section 8, Sheet M-547250.
Promoter: CAJAMAR Caja Rural, Sociedad Cooperativa de Crédito. Entered in the Almeria Trade Register, V.1.526, B. 0, F.1, Sheet AL-40338, 1st entry dated 31 October 2012. Fiscal Code NIF F-04743175. Reg. Address Calle Ciudad Financiera n. 1, 04131 Almería, España.
