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Credit insurance

Discover Credit Insurance


Cover yourself against potential non-payments.


Receive compensation for non-payment by your clients.

minimiza el riesgo

Minimise the risk of your sales.

equipo comercial

Give peace of mind to your commercial team.

The credit insurance protects your company against the costs and inconveniences derived from the possible non-payment of your commercial credits with clients.

In short, it is an essential tool for efficient risk management, which also includes the following services:

  • Information on the financial soundness of your current and potential clients.
  • Collection of unpaid debts.
  • Compensation, in the event of non-payment.

Advantages of the credit insurance


  • Protect your company against possible non-payment of your clients.
  • Minimise the risk of your sales.
  • Obtain information on the financial soundness of your current and potential clients.
  • Receive compensation in the event of non-payment.
  • Collection of unpaid debts.
  • Your commercial team will be able to venture into dealing with new clients for your company, with the assurance that a team of financial analysts study their financial soundness.
  • Access to funding is facilitated.

How does it work?


Credit insurance is the solution you need ¿Do you want to know how it works?

diagrama funcionamiento seguro de credito

  1. Sign the credit insurance contract.
  2. Your company sells to its clients.
  3. The financial soundness of your current and potential clients is studied.
  4. In the event of non-payment by some client, compensation for the unpaid debt will be paid.
  5. Your client is charged the unpaid debts, without your company spending time on it.

Enjoy its benefits


Minimise the risk of your sales

With the Cajamar Credit Insurance, my company is protected against possible non-payments by clients, so that I can work with the assurance that my sales are safe and are going to be paid.

minimiza riesgos

Get to know your clients better

Credit Insurance provides me with information on the financial soundness of my current and potential clients, and enables me to identify which clients I should sell to on credit and which not.

conoce a tus clientes

Work with peace of mind

As soon as you contract Credit Insurance, work with the peace of mind of always having information on the variation in the payment of my clients as, in the event of non-payment, I will collect my debts.

trabaja con tranquilidad

Credit insurance provided by Coface Branch in Spain (Compagnie Française d'Assurance pour le Commerce Extérieur) and brokered by Cajamar Mediación, Linked Bancassurance Operator, S.L.U., CIF B-04428223, Calle Ciudad Financiera, 1 04131 – Almería, entered in the Special Administrative Register of insurance brokers, reinsurance brokers and their senior executives, held by the Directorate General of Insurance and Pension Funds (DGSFP), with registration code OV0014. It has public liability insurance policy in place in accordance with art. 152, point 1(g) of Royal Decree-law 3/2020, of 4 February, regarding urgent measures. Go to www.grupocooperativocajamar.es/aseguradoras to view a list of Insurance companies that have an agency contract in place with the Linked Bancassurance Operator.