Savings account risk indicator
This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.
Caja Rural de Cheste is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.
Earn up to 1.76% APR (1.75% nominal interest rate)(1) and withdraw your money whenever you need it.
No fees or charges.
No fees or charges.
Withdraw your money whenever you need it.
Completely online.
Earn up to 1.76% APR (1.75% nominal interest rate)(1)
It is an online savings account, with no fees or charges, where month by month you receive the interest earned by your savings.
It is a 100% online account. If you are over 18 years old and live in Spain, you can open yours through Online Banking and the Grupo Cajamar App. If you do not have access to these channels, you will have to register for them first at your branch.
No. This account can only be used for savings via transfers sent from another of your accounts. This account cannot be used for direct debits, cards, cheques, or as a linked account for other products such as insurance or securities accounts. For your everyday banking needs, you can open one of our instant access accounts either online or in branch.
There’s no limit. You can transfer as much or as little as you want to your account. All you have to do is transfer it.
The interest will be paid every month into the savings account itself.
You can withdraw all or part of your savings whenever you need to, with no penalties, by transferring the required amount to one of your other accounts.
Through Online Banking or the Grupo Cajamar App
(1) For balances from €0 to €50,000, the annual nominal interest rate will be 1.75% (APR: 1.76%), applied to the entire account balance. For balances over €50,000.01, an annual nominal interest rate of 1.75% will apply to the first €50,000, and 1.00% to the remaining amount (APR: 1.64%).
In both cases, interest is settled monthly. Account settlement will be carried out based on the average credit balance, calculated using the value date criterion and considering all credit balances held during the settlement period.
Representative example calculated over 365 days, assuming an average balance of €30,000, at 1.75% nominal interest rate (APR: 1.76%), over a 12-month period (365 days), with monthly interest settlement. At the end of the period, the customer receives gross interest of €525 / net interest of €425.25.
Representative example calculated over 365 days, assuming an average balance of €60,000. The account will earn 1.75% nominal interest rate on the balance between €0 and €50,000, and 1.00% nominal interest rate on the balance between €50,000.01 and €60,000 (APR: 1.64%), over a 12-month period (365 days), with monthly interest settlement. At the end of the period, the customer receives gross interest of €975 / net interest of €789.75.
