logo grupo

Wefferent Savings Account

Savings account risk indicator:

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Caixa Rural Sant Josep de Vilavella is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.


You choose.
How much do you want to save and when?

Enjoy an account without any fees or expenses and you will also be able to withdraw your money whenever you want.


Contract on-line (in Spanish)

Obtain
1.76% APR
(1.75% NIR)1

Imagen de una chica sonriendo

Important documentation


Information about fees(in Spanish) (PDF 75,25 KB.)

Become an expert in Savings Accounts. This is all you need to know.


It is an online savings account, with no fees or charges, where month by month you receive the interest earned by your savings.

It is a 100% online account. If you are over 18 years old and live in Spain, you can open yours through Online Banking and the Grupo Cajamar App. If you do not have access to these channels, you will have to register for them first at your branch.

No. This account can only be used for savings via transfers sent from another of your accounts. This account cannot be used for direct debits, cards, cheques, or as a linked account for other products such as insurance or securities accounts. For your everyday banking needs, you can open one of our instant access accounts either online or in branch.

There’s no limit. You can transfer as much or as little as you want to your account. All you have to do is transfer it.

The interest will be paid every month into the savings account itself

You can withdraw all or part of your savings whenever you need to, with no penalties, by transferring the required amount to one of your other accounts.



Open your Wefferent Savings Account through Online Banking or the Cajamar Group App.


Contract on-line (in Spanish)

If you have any doubts...

Request more information (in Spanish)

(1) For balances from €0 to €50,000, the annual nominal interest rate will be 1.75% (APR: 1.76%). This rate will apply to the entire account balance. For balances above €50,000.01, an annual nominal interest rate of 1.75% (APR: 1.76%) will apply to the first €50,000, and an annual nominal interest rate of 1.25% (APR: 1.76%) will apply to the remaining amount.

In both cases, interest settlement is monthly. The account settlement will be carried out by determining the average credit balance. For this, the value date criterion will be used, considering the total credit balances held during the settlement period.

Representative example of the product calculated over 366 days, assuming an average balance of €30,000, APR: 1.76% (1.75% NIR), for a 12-month period (considering 366 days) with monthly interest settlement. At the end of the period, the client receives gross interest of €525 / net interest of €425.25.

Representative example of the product calculated over 366 days, assuming an average balance of €60,000. You will receive remuneration at 1.76% APR (1.75% NIR) for the balance between €0 and €50,000 and remuneration at 1.68% APR (1.25% NIR) for the balance between €50,000.01 and €60,000, for a 12-month period (considering 366 days) with monthly interest settlement. At the end of the period, the client receives gross interest of €1,000 / net interest of €810.

© Caixa Rural Sant Josep de Vilavella, S. Coop. De Crèdit V. 2024. All rights reserved.