Risk indicator for the Current Account

1/6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Caja Rural La Junquera de Chilches is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

360º Remunerated Account The perfect account for your day-to-day banking transactions that also boosts your savings

    

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Imagen promocional de la Cuenta Remunerada 360 con el texto: Hasta el 2,53% TAE

The account that offers you a return of up to 2.53% APR(2)

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For balances up to €6,000, the entire account balance earns interest at 0.25 % NIR - 0,25 % AER(1).For balances from €6,000.01 up to €12,000, the entire account balance earns interest at 2.50 % NIR - 2.53 % AER(2). The maximum interest-earning balance is €12,000. Any balance in excess of €12,000 does not accrue interest.

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How can you earn interest on your 360º account?

Boost your savings with your 360º account's daily balance of up to €12,000

  1. All account holders must have home banking.
  2. At least one of the holders must be a member of the entity, with a minimum contribution amount of €61.
  3. Maintain a daily account balance  of at least €1,000.
  4.  And simultaneously meet these three conditions:
    • Have a direct deposit arrangement in place for our salary, unemployment benefits, or recurrent income ≥€900 /month or pension ≥€600 /month.
    • Credit card retail purchases ≥3.000 €/year.
    • The sum total of the account holders’ balances must be greater than €50,000 in these products (balance in deposits, average balance in instant access accounts, and average balance in financial markets accounts) or they must be members of the Insurance Club for ≥€250.

How to enjoy your 360º Account without fees?

That’s right, no management or maintenance fees, provided you access the interest or meet these three conditions:

  1. All account holders must have home banking.
  2. At least one of the holders must be a member of the entity, with a minimum contribution amount of €61.
  3. And simultaneously meet these three conditions:
    • Have a direct deposit arrangement in place for our salary, unemployment benefits, or recurrent income ≥€900 /month or pension ≥€600 /month.
    • Credit card retail purchases ≥3.000 €/year.
    • The sum total of the account holders’ balances must be greater than €50,000 in these products (balance in deposits, average balance in instant access accounts, and average balance in financial markets accounts) or they must be members of the Insurance Club for ≥€250.

If the above engagement requirements are not jointly fulfilled, see point (3) of the secondary message.

360º Remunerated Account Simulator

Use our simulator and discover the benefits you can get with your 360º Remunerated Account.

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Information about fees (PDF 450,73 KB)
List of the most representative services associated with a payment account (PDF 143,4 KB)

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Open your 360º Account through Electronic Banking, the Grupo Cajamar App, at your branch, or by calling 900 15 10 10. And if you're not yet a customer, now's the best time; it'll only take a few minutes.

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Do you have any questions about the 360º Account?

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Legal Conditions 360º Remunerated Account

Consumer accounts (accounts with movements relating to a particular economic activity).

(1) AER 0.25 % for a NIR 0.25 %: Interest paid monthly. Gross interest payable from 15/09/2024 to 15/10/2024 is €1.23 for a daily balance of €6,000 maintained during the liquidation period.

(2) AER 2.53 % for a NIR 2.50 %: Interest paid monthly. Gross interest payable from 15/09/2024 to 15/10/2024 is €24.66 for a daily balance of €12,000 maintained during the liquidation period.

(3) The account maintenance fee shall be €20 monthly. Full information about the engagement requirements applicable to the 360º high interest current account are available in the pre-contractual information.

AER -3.93 % - NIR 0 % calculated for a 12-month term assuming a constant daily balance of €6,000 during the liquidation period.

AER -1.98 % - NIR 0 % calculated for a 12-month term assuming a constant daily balance of €12,000 during the liquidation period.