Combifondo

The flexibility you want for your savings

There are things that work better together

Combifondo is the formula that allows you to invest your savings by combining a fixed-term deposit with an investment fund.

There are two possible combinations. Choose the one that best meets your needs.

Combination 1

Fund
50%
Deposit
50%
Deposit AER from
1,75%
Deposit AER up to
2,00% (1)

Combination 2

Fund
80%
Deposit
20%
Deposit AER from
2,00%
Deposit AER up to
2,15% (2)

Depending on how you distribute your savings and on the associated investment fund, you will get a different interest rate for your deposit.

View the list of View the list of - 77,6 KB pdf

Examples of the different combinations

Example with the 50-50 combination

Combination 1
Fund
3.000 €
Deposit
€3,000
Term
365 days
Gross interest
€52.50
AER
1,75 % (1)
NIR
1,75 %

Example with the 80-20 combination

Combination 2
Fund
€16,000
Deposit
€4,000
Term
365 days
Gross interest
€86.00
AER
2,15 % (2)
NIR
2,15%

This return corresponds to the deposit only, and the interest rate associated with the deposit depends on the fund it is combined with. View the list of funds and associated rates listado de fondos - 77,6 KB pdf . The performance of the fund will depend on market developments. The payment of interest will always be made at the maturity of the deposit.         

How do I sign up for the Combifondo?

If you are a customer, drop into your regular branch to sign up for the Combifondo.
. If you are not yet a customer, become a customer online in minutes.

Any questions about our Combifondo deposit?

Drop us a line and we’ll help you find answers.

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