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360º high interest current account | Turn your savings upside down

Risk indicator for the current account:

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Caja Rural San Jaime de Alquerías del Niño Perdido is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

The perfect account for your day-to-day banking transactions that also boosts your savings.


Earn up to
2,52% AER(2)


For balances up to €6,000, the entire account balance earns interest at 0.25% NIR - 0,25% AER(1).For balances from €6,000.01 up to €12,000, the entire account balance earns interest at 2.50% NIR - 2,52% AER(2). The maximum interest-earning balance is €12,000. Any balance in excess of €12,000 does not accrue interest.


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Sign up now through Online Banking, in branch or by calling 950 220 220


Hire online (in Spanish)

How can you earn interest on your 360º account?


1

All account holders must have home banking.

2

At least one of the holders must be a member of the entity, with a minimum contribution amount of €61.

3

Maintain a daily account balance of at least €1,000.

4

And simultaneously meet these three conditions:

Have a direct deposit arrangement in place for our salary, unemployment benefits, or recurrent income ≥€900 /month or pension ≥€600 /month.

Credit card retail purchases ≥3.000 €/year.

The sum total of the account holders’ balances must be greater than €50,000 in these products (balance in deposits, average balance in instant access accounts, and average balance in financial markets accounts) or they must be members of the Insurance Club for ≥€250 .


Use our simulator and find out how much you can earn with your 360º account

Go to simulator (in Spanish)
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In addition, enjoy an account with no fees


That’s right, no management or maintenance fees, provided you access the interest or meet these three conditions:

1

All account holders must have home banking.

2

At least one of the holders must be a member of the entity, with a minimum contribution amount of €61.

3

And meet at least one of these three conditions:

Have a direct deposit arrangement in place for our salary, unemployment benefits, or recurrent income ≥€900 /month or pension ≥€600 /month

The sum total of the account holders’ balances must be greater than €50,000 in these products (balance in deposits, average balance in instant access accounts, and average balance in financial markets accounts).

Account holders must be members of the Insurance Club for ≥€250 .


If the above engagement requirements are not jointly fulfilled, see point (3) of the secondary message.

What are you waiting for?


If you are already a customer , you can sign up for your 360º account now

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Online Banking

Hire online (in Spanish)
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Telephone

950 220 220
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At your regular branch


And if you're not a yet customer, there's no time like the present. It will only take a few minutes.


Hazte cliente (in Spanish)


Any questions?

Drop us a line and we’ll help you find answers.


Request more information (in Spanish)

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Consumer accounts (accounts with movements relating to a particular economic activity).

1 AER 0,25% for a NIR 0,25%: Interest paid quarterly. Gross interest payable from 15/03/2023 to 15/06/2023 is €3.78 for a daily balance of 6,000 euros maintained during the liquidation period.

2 AER 2,52% for a NIR 2,50%: Interest paid quarterly. Gross interest payable from 15/03/2023 to 15/06/2023 is €75.62 for a daily balance of 12,000 euros maintained during the liquidation period.

(3) The account maintenance fee shall be €30 quarterly. Full information about the engagement requirements applicable to the 360º high interest current account are available in the pre-contractual information.

AER -1,98% - NIR 0% calculated for a 12-month term assuming a constant daily balance of €6,000 during the liquidation period.

AER -1,00% - NIR 0% calculated for a 12-month term assuming a constant daily balance of €12,000 during the liquidation period