Risk indicator for the current account:
This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.
Caixa Rural Altea is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.
They get their own account while learning to manage their own money. And you get peace of mind from having everything under control.
And of course, all without any management and maintenance fees NIR 0% AER 0%(1) while the holders are minors.
If you are already a client and the minors are registered with the entity, apply through Online Banking or at your regular branch.
Otherwise, find out how to register minors with our entity from your Online Banking.
You can give your children more autonomy to pay for small purchases while still keeping everything under control.
Complement the Minors Account with the Junior Prepaid Card(2) and access to a limited version of the App, giving them greater autonomy to make small purchases, use Bizum, and manage their savings—while you keep everything under control.
Manage it directly through Online Banking and the App.
Allows making and receiving payments with Bizum and managing their savings.
So that any rounded-up amounts or specific amounts you have defined are paid into the Children’s account.
(1) As long as the purpose of the account is a means for the child to save, and the holder / holders of the account are minors when the maintenance fee is chargeable, it will be €0, otherwise the maintenance fee will be €20 monthly.
AER -3.93 % for a NIR 0 % calculated for a 12-month term assuming a constant daily balance of €6,000 during the liquidation period.
AER -1.98 % for a NIR 0 % calculated for a 12-month term assuming a constant daily balance of €12,000 during the liquidation period.
(2) Issuance fee for junior prepaid card: €0. Maintenance charge: €0 as long as more than one payment is made per year with the card. Otherwise the maintenance charge is €6 per year.
